Checking Accounts

No monthly service charges.

Banking the easy and affordable way!

Our checking accounts offer convenient services, with benefits including:

Free Online Banking

Free ATM/Debit Card

Unlimited Transactions

Free Monthly Statements

No Monthly Service Charges

Free Transfers between in house accounts

Access your account online.

Once you enroll for internet banking, you can access your accounts 24 hours a day, 7 days a week. You can:

Check account balances

See checks that have cleared your account

Transfer money between your accounts

Make loan payments

Check the interest earned on CD’s and Savings

Download Statements

Export transactions into various spreadsheets

Already enrolled?

Log in to online banking any time, day or night.

Farmers and Merchants Bank

101 East 2nd Street
Box 190
Duke, OK 73532

Phone (580) 679-3334
Fax (580) 679-3337

Hours

Lobby and drive-up
Monday to Thursday 9:00 am to 3:00 pm
Friday 9:00 am to 4:00 pm
Saturday and Sunday closed

Night depository and ATM open 24/7

Member FDIC. Equal Housing Lender.

© 2026 Farmers and Merchants Bank. All rights reserved.