Investment Accounts

$100 opens savings. $1,000 opens a CD.

Saving money has never been easier!

Our savings accounts are a great choice for those who want to save money for “A rainy day”, college tuition, or any other unexpected expenses. Our savings accounts offer convenient services, with benefits including:

Interest compounded and paid quarterly

Free ATM Access to your account

3 withdrawals per Quarter ($2.00 fee per withdrawal thereafter)

Free Quarterly Statements

No Monthly Service Charges

Competitive Rates

$100.00 Minimum to open

Certificates of Deposit.

Our CD’s offer a convenient way to grow your deposits.

Minimum of $1,000.00 to open

FDIC Insured to $250,000.00

Automatic renewal convenience

View Interest and History online

Terms from 3 months to 5 years

Monthly interest payments into your checking/savings account at our bank

Penalty for early withdrawal

Questions about rates?

Stop by the office or give us a call at (580) 679-3334.

Farmers and Merchants Bank

101 East 2nd Street
Box 190
Duke, OK 73532

Phone (580) 679-3334
Fax (580) 679-3337

Hours

Lobby and drive-up
Monday to Thursday 9:00 am to 3:00 pm
Friday 9:00 am to 4:00 pm
Saturday and Sunday closed

Night depository and ATM open 24/7

Member FDIC. Equal Housing Lender.

© 2026 Farmers and Merchants Bank. All rights reserved.