{"id":19,"date":"2026-11-04T03:46:56","date_gmt":"2026-11-04T03:46:56","guid":{"rendered":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/patriot-act\/"},"modified":"2026-11-04T04:14:48","modified_gmt":"2026-11-04T04:14:48","slug":"patriot-act","status":"publish","type":"page","link":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/patriot-act\/","title":{"rendered":"Patriot Act"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"19\" class=\"elementor elementor-19\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab13d7a e-con-full fmb-header e-flex e-con e-parent\" data-id=\"3ab13d7a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3ab0f565 e-con-full fmb-brand e-flex e-con e-child\" data-id=\"3ab0f565\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab0c557 fmb-emblem elementor-widget elementor-widget-image\" data-id=\"3ab0c557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"276\" height=\"318\" src=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/wp-content\/uploads\/2026\/11\/fmb-logo-real.png\" class=\"attachment-full size-full wp-image-82\" alt=\"\" srcset=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/wp-content\/uploads\/2026\/11\/fmb-logo-real.png 276w, https:\/\/45-56-126-20.ip.linodeusercontent.com\/wp-content\/uploads\/2026\/11\/fmb-logo-real-260x300.png 260w\" sizes=\"(max-width: 276px) 100vw, 276px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab0dd5e fmb-wordmark elementor-widget elementor-widget-heading\" data-id=\"3ab0dd5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"\/\">Farmers and Merchants Bank<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab10d6c fmb-nav elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"3ab10d6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-3ab10d6c\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-21\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/\" class=\"elementor-item\">Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-22\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/checking-accounts\/\" class=\"elementor-item\">Accounts &#038; Services<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-23\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/checking-accounts\/\" class=\"elementor-sub-item\">Checking Accounts<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/investment-accounts\/\" class=\"elementor-sub-item\">Investment Accounts<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-25\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/loans\/\" class=\"elementor-sub-item\">Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-26\"><a href=\"https:\/\/alert.smsservicesnow.com\/Landing\/FMBDuke\" class=\"elementor-sub-item\">Debit Card Alert<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-27\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/services\/\" class=\"elementor-sub-item\">Other Services<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-28\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/calculators\/\" class=\"elementor-item\">Resources<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-29\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/calculators\/\" class=\"elementor-sub-item\">Calculators<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-30\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/location-and-hours\/\" class=\"elementor-item\">About Us<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-31\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/location-and-hours\/\" class=\"elementor-sub-item\">Location and Hours<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-32\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/contact-us\/\" class=\"elementor-item\">Contact Us<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<svg aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M104 333H896C929 333 958 304 958 271S929 208 896 208H104C71 208 42 237 42 271S71 333 104 333ZM104 583H896C929 583 958 554 958 521S929 458 896 458H104C71 458 42 487 42 521S71 583 104 583ZM104 833H896C929 833 958 804 958 771S929 708 896 708H104C71 708 42 737 42 771S71 833 104 833Z\"><\/path><\/svg><svg aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z\"><\/path><\/svg>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-3ab10d6c\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-21\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/\" class=\"elementor-item\" tabindex=\"-1\">Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-22\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/checking-accounts\/\" class=\"elementor-item\" tabindex=\"-1\">Accounts &#038; Services<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-23\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/checking-accounts\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Checking Accounts<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-24\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/investment-accounts\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Investment Accounts<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-25\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/loans\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Loans<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-26\"><a href=\"https:\/\/alert.smsservicesnow.com\/Landing\/FMBDuke\" class=\"elementor-sub-item\" tabindex=\"-1\">Debit Card Alert<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-27\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/services\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Other Services<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-28\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/calculators\/\" class=\"elementor-item\" tabindex=\"-1\">Resources<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-29\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/calculators\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Calculators<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-30\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/location-and-hours\/\" class=\"elementor-item\" tabindex=\"-1\">About Us<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-31\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/location-and-hours\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Location and Hours<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-32\"><a href=\"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/contact-us\/\" class=\"elementor-item\" tabindex=\"-1\">Contact Us<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab12573 fmb-btn fmb-btn-sm elementor-widget elementor-widget-button\" data-id=\"3ab12573\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmbdok.secure.fundsxpress.com\/start\/FMBDOK\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Online Banking<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab1b59d e-con-full fmb-pagehead e-flex e-con e-parent\" data-id=\"3ab1b59d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ab16d88 e-con-full fmb-pagehead-l e-flex e-con e-child\" data-id=\"3ab16d88\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab15581 fmb-rise elementor-widget elementor-widget-heading\" data-id=\"3ab15581\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Patriot Act<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab19d96 e-con-full fmb-pagehead-r e-flex e-con e-child\" data-id=\"3ab19d96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab1858f fmb-rise fmb-rise-2 elementor-widget elementor-widget-heading\" data-id=\"3ab1858f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Questions? Call (580) 679-3334.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab0ad50 fmb-legal-sec e-flex e-con-boxed e-con e-parent\" data-id=\"3ab0ad50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab09549 fmb-legal elementor-widget elementor-widget-text-editor\" data-id=\"3ab09549\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><u>IMPORTANT INFORMATION ABOUT PROCEDURES FOR<\/u><\/strong> <strong><u>OPENING A NEW ACCOUNT<\/u><\/strong><br> <br> In compliance with the Patriot Act, enacted to assist the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, effective October 1, 2003.<\/p> <p><strong><em><u>What this means for you:<\/u><\/em><\/strong><\/p> <p>When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver\u2019s license or other identifying documents.<strong><em><u><\/u><\/em><\/strong><\/p> <p><strong><u>IMPORTANT INFORMATION ABOUT OPENING A <\/u><\/strong> <strong><u>LEGAL ENTITY ACCOUNT<\/u><\/strong><u> <\/u><\/p> <p>Section 326 of the USA Patriot Act requires all financial Institutions to obtain, verify, and record information that identifies <em><u>each person<\/u><\/em> who opens an account for a covered legal entity. Legal entity accounts include, but are not limited to: Associations, corporations, partnerships, proprietorships, and trusts. These new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.<\/p> <p>Each time an account is opened for a covered legal entity, we <em><u>are required<\/u><\/em> to obtain identifying information (name, address, date of birth, social security number and identification documents) for: Each individual that has beneficial ownership (25% or more) in the Legal Entity; and one individual that has significant managerial responsibility for the Legal Entity. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab305ff e-flex e-con-boxed e-con e-parent\" data-id=\"3ab305ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3ab2a5e3 e-con-full fmb-flush e-flex e-con e-child\" data-id=\"3ab2a5e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ab1fdb2 e-con-full fmb-flush e-flex e-con e-child\" data-id=\"3ab1fdb2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab1cda4 elementor-widget elementor-widget-heading\" data-id=\"3ab1cda4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Farmers and Merchants Bank<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab1e5ab elementor-widget elementor-widget-text-editor\" data-id=\"3ab1e5ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>101 East 2nd Street<br>Box 190<br>Duke, OK 73532<\/p><p>Phone (580) 679-3334<br>Fax (580) 679-3337<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab245c7 e-con-full fmb-flush e-flex e-con e-child\" data-id=\"3ab245c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab215b9 elementor-widget elementor-widget-heading\" data-id=\"3ab215b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Accounts and services<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab22dc0 fmb-footlinks elementor-widget elementor-widget-text-editor\" data-id=\"3ab22dc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"\/index.php\/checking-accounts\/\">Checking Accounts<\/a><\/p><p><a href=\"\/index.php\/investment-accounts\/\">Investment Accounts<\/a><\/p><p><a href=\"\/index.php\/loans\/\">Loans<\/a><\/p><p><a href=\"\/index.php\/services\/\">Other Services<\/a><\/p><p><a href=\"\/index.php\/calculators\/\">Calculators<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab28ddc e-con-full fmb-flush e-flex e-con e-child\" data-id=\"3ab28ddc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab25dce elementor-widget elementor-widget-heading\" data-id=\"3ab25dce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Hours<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab275d5 elementor-widget elementor-widget-text-editor\" data-id=\"3ab275d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Lobby and drive-up<br>Monday to Thursday 9:00 am to 3:00 pm<br>Friday 9:00 am to 4:00 pm<br>Saturday and Sunday closed<\/p><p>Night depository and ATM open 24\/7<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab2edf8 e-con-full fmb-flush e-flex e-con e-child\" data-id=\"3ab2edf8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab2bdea elementor-widget elementor-widget-text-editor\" data-id=\"3ab2bdea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Member FDIC. Equal Housing Lender.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab2d5f1 fmb-footlinks elementor-widget elementor-widget-text-editor\" data-id=\"3ab2d5f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"\/index.php\/privacy-policy\/\">Privacy Policy<\/a> &nbsp; <a href=\"\/index.php\/terms-of-use\/\">Terms of Use<\/a> &nbsp; <a href=\"\/index.php\/patriot-act\/\">Patriot Act<\/a> &nbsp; <a href=\"https:\/\/gateway.apiture.com\/FMBDOK\/security_stmt.htm\">Security Statement<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ab34e14 e-con-full fmb-credit-bar e-flex e-con e-parent\" data-id=\"3ab34e14\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab31e06 elementor-widget elementor-widget-text-editor\" data-id=\"3ab31e06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>&copy; 2026 Farmers and Merchants Bank. All rights reserved.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab3360d elementor-widget elementor-widget-html\" data-id=\"3ab3360d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<a class=\"fmb-credit\" href=\"https:\/\/velocitsolutions.com\" rel=\"noopener\"><span>Proudly built by<\/span><img decoding=\"async\" src=\"https:\/\/velocitsolutions.com\/wp-content\/uploads\/2026\/05\/cropped-VelocIT-Solutions-Logo-13-1.png\" alt=\"VelocIT Solutions\" height=\"30\"><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Farmers and Merchants Bank Online Banking Patriot Act Questions? Call (580) 679-3334. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT In compliance with the Patriot Act, enacted to assist the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-19","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/pages\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":6,"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/pages\/19\/revisions"}],"predecessor-version":[{"id":116,"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/pages\/19\/revisions\/116"}],"wp:attachment":[{"href":"https:\/\/45-56-126-20.ip.linodeusercontent.com\/index.php\/wp-json\/wp\/v2\/media?parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}